Insurance coverage

Life Insurance Awareness Month Encourages Missourians to Assess Their Life Insurance Coverage Needs

September is Life Insurance Awareness Month, which encourages everyone to consider the impact life insurance has on ensuring the financial security of those we love.

“Life insurance is important for many reasons,” said Missouri Department of Commerce and Insurance Director Chlora Lindley-Myers. “It allows us to protect those who are dear to us and to ensure that we do not leave behind financial burdens for our families. While this may be a difficult conversation, I hope the people of Missouri take this opportunity to set aside time to discuss their life insurance coverage needs.

Financial security affects all generations, and more than 100 million people in the United States do not have enough life insurance or coverage to meet their needs. Life insurance is the foundation of sound financial planning and security for your family.

The Ministry of Commerce and Insurance website offers tools to help consumers research insurance agents and companies. The website also provides answers to many of its consumers’ most frequently asked questions and offers a life insurance policy locator service, designed to help consumers find life insurance policies and pension of their deceased relatives. Annuities are investment products sold by insurance companies. Consumers buy annuities as a way to earn interest on their savings, generate income, or both. A consumer pays a lump sum or makes periodic payments to the insurance company offering the annuity. In exchange, the annuity provides periodic payments to the consumer

“These resources are here to help Missourians find the information needed to select a policy that meets their needs,” said Lindley Myers.

For help understanding life insurance policies, finding an insurance agent or company, or using the life insurance policy locator service, consumers can call the Consumer Helpline insurance department at 1-800-726-7390 or visit the DCI website at