ManipalCigna Health Insurance Company Limited, today announced the launch of the “ManipalCigna ProHealth Prime” plan. This new plan is a comprehensive health insurance plan as it not only covers all types of hospital expenses, but also includes features such as “Cashless OPD” coverage for doctor consultation, prescribed diagnostic tests and pharmacy costs. It covers “non-medical expenses” to ensure there are no deductions for non-medical items while hospitalized and many other attractive benefits, the company claimed.
Speaking about the product launch, Prasun Sikdar, Managing Director and CEO of ManipalCigna Health Insurance Company Limited, said, “We have conducted extensive research and identified some of the key issues that customers are facing and expecting solutions from experts in the healthy like us. For example, in India, expenditure on outpatient services, which includes medical consultations, laboratory tests and pharmacy fees, accounts for almost 62% of healthcare costs. Additionally, non-medical expenses account for approximately 10% to 12% of overall hospitalization bills. are paid out of pocket. ManipalCigna ProHealth Prime offers cashless services even for OPD expenses to provide total healthcare protection. It comes with the industry’s first feature, Switch Off, which allows customers to turn off coverage while traveling internationally beginning in year two, for a maximum period of 30 days during a policy year and the plan covers all hospitalization costs, whether medical or non-medical. meet the daily health care needs of customers.
The ManipalCigna ProHealth Prime plan comes in three different variants – “ManipalCigna ProHealth Prime Protect” for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to hospital charges; and ‘ManipalCigna ProHealth Prime Active’ for those with medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol.
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Posted: Thursday April 28th 2022, 7:46 PM IST