Insurance coverage

Health insurance coverage varies widely by race and income | Health News from the Healthiest Communities

The latest data from the US Census Bureau Household survey reports that 8.1% of Americans age 18 and older had no health insurance coverage, although this figure varies widely among different demographic groups.

About 6% of non-Hispanic whites were uninsured, according to data collected from July 27 through August 8. The same was true for 9.2% of non-Hispanic Blacks and 17.1% of Hispanics. The estimates, calculated by US News, are based on data from survey respondents whose insurance status was known.

The Nonpartisan Data Center USA Facts reports that a lower percentage of Hispanics in the United States were insured in 2020 (81.7%) than in 2015 (84%), while coverage rates among white, black and Asian Americans all increased during this period. Among non-elderly adults, Hispanics were also the most likely to be uninsured for an extended period of more than a year, with 21.3% fitting this description in 2020, compared to a national rate of 8.8% .

Coverage rates also vary widely by income level. According to the Household Pulse Survey — an “experimental” effort to capture the impact of the COVID-19 pandemic on the lives of Americans — 13% of adults with annual incomes below $50,000 were uninsured. Meanwhile, only 8% of those with annual incomes between $50,000 and less than $75,000 were uninsured, as were only 3.2% of those with incomes of $75,000 or more. .

According 2019 data According to the National Health Survey, the financial cost of health coverage is the most common factor for which American adults are uninsured. For 73.7% of uninsured adults aged 18-64, affordability was a reason for not having coverage, compared to 25.3% who would have been ineligible and 21.3% who did not want or didn’t. didn’t need a blanket.

At the same time, for many Americans — especially the uninsured — the cost of care itself can prevent them from receiving needed treatment. In 2020, 7.5% of American adults – including 26.1% of uninsured adults under 65 – had delayed medical care for cost reasons in the past 12 months, and 8.3% – 30 .9% of uninsured under 65 – had not taken their medication as prescribed. to save money, for SNIS data.

This issue has affected Blacks and Hispanics, as well as Indigenous groups, to higher rates than whites and Asians. Among Hispanic adults, 9.5% did not receive necessary medical care due to cost, while 10.8% delayed medical care and 12.4% did not take prescribed medication to save money. the money.

These disparities may also be related to the fact that health insurance is often linked to employment. Unemployment rates are generally higher for black and Hispanic communities in the United States only for whites, and according to 2020 SNIS data12.6% of Americans aged 18 to 64 who were working were uninsured at the time of the interview, but 17.1% of those who were not employed were not covered.