Insurance coverage

New Guide to Auto Insurance Coverage Posted by Attorney Howard P. Lesnik, Esq.

MOUNTAINSIDE, NJ, May 17, 2022 /PRNewswire/ — As a public service, Howard P. Lesnik, Esq. published the New Jersey Auto Insurance Buying Guide. The book is based on Mr. Lesnik’s extensive personal injury claims experience and his dismay at misleading insurance advertising. He has made the book available to anyone who wants to protect themselves and their families and make the best financial decisions regarding their well-being.

“Most people mistakenly assume that if they are injured in a car accident caused by another person, that person’s insurance will cover all of their medical expenses resulting from the accident,” Lesnik reports. “But since NJ is a pure no-fault state, your own insurance policy pays your medical bills. The minimum coverage available ($15,000) Personal injury protection, called PIP, actually protects insurance companies from having to pay for injuries involving major medical expenses. Considering hospital and medical costs, it doesn’t take much for medical bills to exceed $15,000. For less than 17 cents per day, drivers can get a supplement $235,000 coverage to protect you and your loved ones,” he explains.

In his book, Mr. Lesnik discusses why the standard auto insurance policy is preferable to the basic policy, the advantage of choosing primary PIP coverage over primary health care coverage, and his recommendation for PIP medical expenses. It also explains why it is important to select no lawsuit limitations in the policy, liability coverage, uninsured and underinsured motorist (UM/UIM) coverage, and coverage value and liability limits. personal liability.

The Insurance Buyer’s Guide was released in May to prepare families for summer travel and inexperienced drivers on New Jersey roads during summer school vacations. And with the lifting of Covid-19 restrictions, families are on the move – commuting to work, visiting family and friends and going on family excursions. In addition, several young people obtained new driver’s licenses. May is a good time to review a family’s insurance coverage, ahead of family trips, school graduations, and summer vacation for high school and college students.

Copies of the New Jersey Auto Insurance Buying Guide can be asked to

In addition to his personal injury practice, Mr. Lesnik was certified as a trial attorney by the Supreme Court of New Jersey in criminal defense – an honor awarded to only 2% of NJ’s 75,000 registered attorneys. Mr. Lesnik is a graduate of Seton Hall University School of Law and specializes in personal injury and criminal defense litigation. His practice is Mountain NJ.

Mr. Lesnik works with clients from the beginning to the end of their case – from their first phone call through negotiations, settlements and trials, if necessary. His dedication to his files is widely appreciated by old customers.

The Million Dollar Advocates Forum also announced that the lawyer Howard P. Lesnik has been certified as a member and recognizes excellence in defense, especially for those who have been seriously injured as a result of negligence. Mr. Lesnik settled down many cases in the hundreds of thousands of dollarsadvocating for victims of dog bites, commercial vehicle accidents, and motor vehicle accidents, including out-of-state drivers on the NJ Turnpike.

About Howard P. Lesnik, NJ Personal Injury Lawyer

Howard P. Lesnik, Esq. handles personal injury and criminal defense cases throughout New Jersey. He is an attorney certified by the Supreme Court of NJ. More information on Howard P. Lesnik is available at

Media Contact:
Howard P. Lesnik
My NJ personal injury attorney Howard P. Lesnik, Esq.
928 Mountain Avenue
On the mountainsideNew Jersey 07092
(908) 264-7701
[email protected]

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